Now serving Ocala — our third Central Florida city, alongside Tampa (2020) and Orlando, home since 1995.
Where Experience Makes The Difference

Your Accountant Should Know More Than Your Numbers

For more than 30 years, Dreamline Accounting has helped small business owners and individuals across Orlando, Tampa, and Ocala with bookkeeping, payroll, tax preparation, and IRS representation.

That’s the kind of relationship we’ve built with our clients since 1995 — an accounting firm that feels like family.

Free consultation — Agenda una Consulta Gratuita. In English or Spanish, in person or virtually.

  • Enrolled Agent–led
  • Hablamos Español
  • Orlando · Tampa · Ocala
The Dreamline Accounting team in teal polo shirts at the Orlando office
BBB Rating: A+ Better Business Bureau — zero complaints in the last three years
Since 1995 More than 30 years in Central Florida
A+ Rating From the Better Business Bureau
Enrolled Agent Digna Montañez, EA — licensed to represent you before the IRS
Since 1995 More than 1,000 clients served by 2023
Todo el equipo habla español Our whole team speaks Spanish fluently
By Appointment Mon–Fri, 9 to 5 — in person or virtual
In English · En Español

Línea por Línea — Line by Line

We don’t translate as an afterthought. Everything we promise in English, we promise in Spanish — in the same words, to the same standard. Step through it, line by line.

Line 01 — The promise

For more than 30 years, Dreamline Accounting has helped small business owners and individuals across Orlando, Tampa, and Ocala with bookkeeping, payroll, tax preparation, and IRS representation.

Llevamos más de 30 años ayudando a familias y dueños de negocios en el Centro de Florida. Hablamos español — y lo hacemos con claridad, sin tecnicismos y sin sorpresas.

Line 02 — The services

  • Business Tax Preparation
  • Bookkeeping
  • Payroll
  • Personal & Family Taxes
  • IRS Representation
  • Small Business Consulting
  • Declaración de Impuestos para Negocios
  • Servicios de Contabilidad
  • Procesamiento de Nómina
  • Impuestos Personales y Familiares
  • Representación ante el IRS
  • Consultoría para Pequeños Negocios

Line 03 — How we see you

You’re a neighbor, not a case number.

Para nosotros, eres un vecino, no un número de expediente.

Line 04 — When the letter comes

You shouldn’t leave a tax appointment with paperwork you don’t understand.

Sabemos lo que significa navegar el sistema de impuestos en un idioma que no es el tuyo, lidiar con formularios confusos, o recibir una carta del IRS sin saber qué hacer. Por eso estamos aquí — para explicarte todo con claridad, en español, y acompañarte en cada paso del proceso.

Line 05 — The whole team

We’re happy to have that conversation in English — or, if you prefer to speak Spanish, también hablamos español.

Todo nuestro equipo habla español con fluidez. No necesitas un intérprete ni preocuparte por malentendidos.

For Businesses

Your Business, Handled All Year — Not Just at Tax Time

Tax preparation, bookkeeping, payroll, and filings run through one team, so the numbers agree with each other — and with what the IRS expects.

Business Tax Preparation

Schedule C, 1120S, 1065, and 1120 returns — plus state and federal corporate filings, payroll tax filings, sales tax filings, and IRS compliance and responses.

Ask about business tax →
Most popular

Bookkeeping

Monthly categorization and reconciliation, profit & loss and balance-sheet reports, and books that stay tax-ready — with optional monthly check-ins.

Flat-rate packages starting at $250/month

Add payroll, sales tax filings, catch-up bookkeeping, or IRS representation as you grow.

Ask about bookkeeping →

Payroll

Weekly, biweekly, or monthly processing with direct deposit, state and federal filings and deposits, W-2s and 1099s, and year-end reconciliation — for employees and contractors. Straightforward pricing, no surprises.

Ask about payroll →

IRS Representation

Notices and letters, audits, back taxes, and payment plans — handled by our Enrolled Agent, who can represent you before the IRS in any state.

See IRS representation →

Small Business Filings

LLC and corporation formation, your EIN, DBA and fictitious-name registration, license renewals, and Florida reemployment-tax registration — set up right from day one.

Ask about filings →

Consulting

Strategic planning, financial cleanup and catch-up, pricing and profitability, operations and efficiency, and compliance guidance — from people who see your numbers every month.

Ask about consulting →

Bookkeeping for retail shops, home service providers, restaurants, consultants, and online business owners.

For Individuals

Personal Tax Help, Explained as We Go

Whether it’s this year’s return, an ITIN renewal, or a letter you don’t recognize — you’ll understand your own taxes when you leave.

Personal Tax Help

Form 1040 preparation for individuals and families, handled by people who explain as they go.

ITIN Applications & Renewals

Individual Taxpayer Identification Number applications and renewals, prepared carefully and completely.

Past-Due or Amended Returns

Behind on filing, or fixing a return that wasn’t right? We prepare past-due and amended returns and get you current.

IRS Letters & Support

Don’t guess at what a letter means — bring it to us. We read it with you and explain what is being asked.

Wondering what preparation costs? Our fee guidance is in the questions below — and your first consultation is free.

Servicios en Español

¿Prefieres hablar en español? También hablamos español.

Llevamos más de 30 años ayudando a familias y dueños de negocios en el Centro de Florida. Hablamos español — y lo hacemos con claridad, sin tecnicismos y sin sorpresas.

Todo nuestro equipo habla español con fluidez.

Agenda una Consulta Gratuita Ver la página en español →

Para nosotros, eres un vecino, no un número de expediente.

IRS Representation

When the IRS Writes, We Answer With You

An Enrolled Agent is a federally licensed tax professional with the highest credential the IRS issues — specifically authorized to represent taxpayers before the IRS.

That means we can represent you before the IRS in any state, for any tax matter. And because we prepared so many of our clients’ returns in the first place, we usually already know the story behind the letter.

Portrait of Digna Montañez
Digna Montañez Founder & Owner · Accounting and Tax Specialist Enrolled Agent #155366-EA

Every situation is different, and no specific outcome can be promised. What we can promise: a clear explanation of your options, and an advocate in your corner.

IRS Notices & Letters

We read it with you, explain what is being asked, and take it from there.

Audit Representation

We handle the communication with the IRS and make sure you are represented properly, from the first letter to the last.

Back Taxes & Past-Due Returns

There are options. We help you understand them — and file what’s owed — so you can work toward a resolution.

Payment Plans & Installment Agreements

When a lump-sum payment isn’t realistic, we help set up an IRS payment plan or explore other options.

Proactive Tax Planning

Planning ahead and staying compliant — so the notices never have to come.

Our Journey

It Started at a Kitchen Table

In 1995, Digna Montañez began preparing taxes for friends and family from home. Thirty years later, the table is bigger — the way we treat people hasn’t changed.

  1. 1995

    It Started at Home

    Digna began preparing tax returns for friends and family from her home in Orlando.

  2. 2007

    Dreamline Accounting Is Established

    As word spread, Dreamline Accounting was officially established — and kept growing.

  3. 2020

    Dreamline Expands to Tampa

    The firm brought its bilingual, family-first service to Tampa Bay — answered on our company line, (800) 821-5572.

  4. 2023

    More Than 1,000 Clients Served

    What began at a kitchen table grew into a firm that has served more than 1,000 individuals and small businesses.

  5. 2026

    Now Serving Ocala

    Dreamline brings more than 30 years of tax and accounting experience to individuals and small business owners throughout Ocala and Marion County.

About Dreamline

An Accounting Firm That Feels Like Family

“Hi, I’m Digna Montañez, founder of Dreamline Accounting.”

Dreamline started in 1995 at my kitchen table in Orlando, where I prepared taxes for friends and family from home. More than 30 years later, we serve businesses and families across Orlando, Tampa, and Ocala — and many of those first clients, and their children, are still with us.

We’re a faith-based, family-oriented firm, and those values show up in how we work: with patience, honesty, and genuine care. Every client should be treated like a person — not a transaction.

Digna Montañez — Founder & Owner · Accounting and Tax Specialist · Enrolled Agent #155366-EA

The Dreamline Accounting team
The Dreamline Accounting team.
Digna Montañez at the Dreamline Accounting office
Digna Montañez — Founder and Owner, Enrolled Agent
Portrait of Joany Otero

Joany Otero

Bookkeeper & Tax Specialist

More than 20 years of accounting experience across CPA firms, private companies, and a wide range of industries. Currently pursuing her Bachelor’s in Accounting at Ana G. Méndez University.

Esther Lebron

Tax Specialist

More than 15 years of tax experience, helping clients with a wide range of tax needs — including more involved situations.

Portrait of Fatty Ayala

Fatty Ayala

Bookkeeper

More than 20 years of experience in general accounting and payroll, with a degree in Business Administration from Turabo University in Puerto Rico. Works in QuickBooks and Excel — and takes pride in teamwork.

Angie Morales

Client Support

A background in customer service, banking, and accounts receivable. Originally from Puerto Rico, Angie moved to Florida in 1995 — and Central Florida has been home ever since.

Client Stories

Trusted by Clients for Years — and Sometimes Generations

BBB Rating: A+ Rated A+ by the Better Business Bureau, with no complaints filed in the last three years. The words below are our clients’ own — quoted exactly as they wrote them.
We have been faithful customers of Dreamliner accounting for over 10 years. They are a reliable and reputable accounting agency. We are extremely pleased with there customer service and ability to explain and help us understand what’s best for our business.
Nicole Del Rio
I’ve been doing my taxes with Dreamline for several years now and I cannot see myself going to any other place. They are very professional, very punctual with their appointments and what I like most they have most of the paperwork done so that you stay there in the office is brief. Thank you Digna.
Evelyn Laboy
Dreamline Accounting Services, LLC has been helping me complete my taxes for 15 years. The team there is responsive and stay’s current on the changes to the tax code each year to better assist their clients. Whole heartedly recommend them to everyone I meet and inquire about tax preparation!
John R Pickett
Very professional in their work and excellent at filling out taxes and most importantly they speak English and Spanish. Excellent service, I recommend it with closed eyes. I have been using their services for 3 years.
Ángela Ruperto
Taxes are never fun but Dreamline makes filing easy and walks you through the whole process. I appreciate their integrity and honesty most of all. Thank you for this since not everyone holds the same standards.
M. Weits
Excellent service and knowledgeable, courteous staff. Very helpful with my taxes! They took the time to properly evaluate my taxes, provided valuable information and advice. Definitely a customer for life with Dreamline Accounting.
Sham Soondarlal
Highly recommended, they are very professional. The online service is very easy and convenient. I live in Lake County and I didn’t have to leave my office, Digna Montañez guided me through the process. The fees are reasonable, and the service was in Spanish, very convenient for the Latino community.
Fredy Castillo
Resources

Learn Before You File

Free Tax Checklists

Gather the right papers before your appointment, and keep the visit short. Free to download, in English and Spanish:

  • 1040 Checklist for Individuals
  • Schedule C Checklist — Self-Employed
  • Schedule E Checklist — Rental Income
  • Corporate & Partnership Checklist
Get the checklists →

Tax Courses — Taught by Digna

For people who want to learn to prepare taxes themselves. Courses are a separate offer from our client services:

  • Preparación de Impuestos en la Práctica — our bilingual beginners course, taught in Spanish and English, with a certificate of completion
  • Tax Prep in Practice — taught in English only; currently waitlist-only
  • Advanced Tax Forms Made Simple — self-paced, in English and Spanish. Coming soon

Annual Fall Tax-Update Webinar

We host an annual fall tax update webinar to explain what’s changing for the coming tax year — with sessions in English and in Spanish, so you can plan before January.

Ask about this fall’s webinar →
Questions

Answered Straight

How much does tax preparation cost?

It depends on the return, and we always give you a clear estimate before we start. Individual returns typically run $150–$300, and small business returns often start around $300. Contáctanos para una consulta gratuita y te damos un estimado claro.

How much does monthly bookkeeping cost?

We offer flat-rate monthly bookkeeping packages starting at $250/month, depending on your business structure, transaction volume, and support needs. Every package covers monthly categorization and reconciliation, your profit & loss and balance-sheet reports, and books that stay tax-ready all year.

Do you offer a discount on QuickBooks?

Yes — through our partnership, you get 20% off the cost of a new QuickBooks account.

¿Atienden a clientes que hablan español?

Sí. Todo nuestro equipo habla español con fluidez. No necesitas un intérprete ni preocuparte por malentendidos.

I received a letter from the IRS. Can you help?

Yes. We read it with you, explain what is being asked, and take it from there. Digna Montañez is an Enrolled Agent — federally licensed to represent taxpayers before the IRS — and we help with notices and letters, audits, back taxes, and payment plans. Every case is different, so we will explain your options honestly; no one can promise a specific outcome.

Can you help me start a business?

Yes — LLC and corporation formation, your EIN, DBA or fictitious name registration, license renewals, and Florida reemployment-tax registration. We can also set up your bookkeeping, so your first year starts clean.

Do I need an appointment to meet with you?

We meet Monday through Friday, 9:00 AM to 5:00 PM, by appointment — at our Orlando office on Woodcock Road, or virtually if that is easier. We also serve Tampa and Ocala.

What should I bring to my first tax appointment?

Start with one of our free checklists — there is one for individual returns (Form 1040), self-employment (Schedule C), rental income (Schedule E), and corporate and partnership returns, in English and Spanish. Each one lists exactly what to gather, so your appointment stays short.

Free Consultation

Book Your Free Consultation

Agenda una Consulta Gratuita. Contáctanos — y te damos un estimado claro.

Tell us what’s going on — your books, your return, or that letter — and we’ll give you a clear estimate and a straight answer. In English or Spanish, in person or virtually.

Visit us

Dreamline Accounting
1060 Woodcock Rd
Orlando, FL 32803

Orlando: (407) 529-7772
Tampa & Ocala: (800) 821-5572

Mon–Fri 9:00 AM – 5:00 PM — by appointment

Hablamos Español.